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Investment Services

Available through CUSO Financial Services, L.P.

Investment Planning

Why not keep it local? Working with an investment professional who works at your credit union is both easy and convenient, and he can meet with you at your local branch when you need him. Jack Vadnais, a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and CFS* Financial Advisor, has been helping the citizens of Western Mass focus on goal-based financial planning for over 15 years – four of which have been with Freedom members. 

Jack’s CFP® certification means that he successfully passed the CFP® exam and is knowledgeable in the financial planning process. Jack holds a bachelor’s degree in History from Bridgewater State College, and also completed a two-year stint in the U.S. Navy. Jack holds his series 7, 63, 66 and 24 licenses. Jack is securities licensed in CA, CT, FL, MD, MA, RI, VT, and VA. Additionally, Jack is a licensed insurance agent - he holds the Massachusetts Life, Accident, and Health Insurance licenses. 

Jack carefully gets to know Freedom members by understanding their full financial picture. Whether you have forty years until retirement or you’re currently retired, there’s never a wrong time to seek advice from a professional and start planning. Personal consultations are complimentary and enable Jack to build tailor-made plans crafted to your specific needs and situations. 

Jack is truly a local; he was born and raised in Western Massachusetts, and currently lives in Southwick with his wife Catherine. When he is not working, he is spending time with his family, or working out at the gym, running, or playing golf. 

View seminar schedule

Planning Services

Financial Planning

  • Income Strategy
  • Mutual Funds, Stocks and Bonds
  • Tax-deferred Annuities
  • College Savings Plans
  • Custodial Accounts
  • 401K and Deferred Comp Rollovers**
  • Portfolio Review
  • U.S. Government Securities

Insurance

  • Long-Term Care Insurance
  • Disability Income Insurance
  • Life Insurance

Retirement Planning

  • Investment strategies
  • Risk Assessment
  • Asset Allocation Models
  • Understanding the current Market

Education Planning

  • 529 Plans
  • Coverdell Education Savings Accounts
  • UFMA & UTMA Custodial Accounts for Minors

Estate Planning

  • Asset valuation
  • Wealth Transfer
  • Life Insurance
  • Long-term Care

Business Planning

  • Corporate Retirement Plans
  • Small Business Retirement Plans

Contact an Advisor

Your future is yours; plan today to make the most of it. 

Jack is here to help Freedom members design a P.L.A.N., where you:

Pay yourself first.

Live within your means.

Assure stability for your loved ones.

Never stop learning. 

Contact Jack Today

Jack Vadnais, CFP®
Financial Advisor
CUSO Financial Services, L.P. 
at Freedom Credit Union 

Office:  (413) 505-5724
Cell:      (413) 575-5483
E-mail:  jack.vadnais_freedomcu@cusonet.com

VIEW SEMINAR SCHEDULE


*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Freedom Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

**Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA, an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions, and possession of employer stock.

Informational Seminars

Planning for your retirement is important so don’t let disorganized retirement assets get in the way. You may have several retirement accounts and IRA’s and would like to simplify things… or maybe you just retired and need to generate income from your retirement accounts.

Jack Vadnais, CERTIFIED FINANCIAL PLANNER™ and CFS* Financial Advisor at Freedom, will show you how to consolidate your retirement accounts and how an IRA rollover account** can help simplify your life.

For your convenience, we are offering this workshop at three of our branches (you only need to attend one of these workshops). Here are the details…

October 7, 2014 Northampton Branch
226 King Street
5:30 – 6:45 pm RSVP – Please call
413-586-3590
     
October 8, 2014 Sixteen Acres Branch
296 Cooley Street
Springfield
5:30 – 6:45 pm RSVP – Please call
413-505-5700
     
October 21, 2014 Chicopee Branch
1976 Memorial Drive
5:30 – 6:45 pm RSVP – Please call
413-532-5085

 

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Freedom Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. CFS and its Registered Representatives do not provide tax or legal advice. For such advice, please consult with a qualified professional.

**Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA, an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.

 

 

Contact an Advisor today

Jack Vadnais, CFP®
Financial Advisor
CUSO Financial Services, L.P. 
at Freedom Credit Union 

Office:  (413) 505-5724
Cell:      (413) 575-5483
E-mail:  jack.vadnais_freedomcu@cusonet.com