Deposit Insurance


Your deposits are insured for up to $250,000 per account owner

Freedom Credit Union is insured by the National Credit Union Administration (NCUA). The NCUA federally insures deposit dollars up to $250,000 for individual accounts and $250,000 per account owner for joint accounts. Deposits at Freedom Credit Union are fully insured to the legally permissible deposit limit allowed by Massachusetts regulations. There are no deposit limits on IRAs. For more information about the NCUA, please visit


Fully insures all excess shares and deposits

Freedom Credit Union is a member of the Massachusetts Credit Union Share Insurance Corporation (MSIC). MSIC fully insures excess shares and deposits above the federal limit of $250,000 at ALL member credit unions. To learn more about MSIC, visit