Checking Accounts

Experience the benefits of a Freedom Credit Union Checking Account!

NOW Account

The truly free checking account that credit union membership provides. Come experience the economy and convenience of Now Checking for yourself and see what you've been missing.

  • $15 minimum balance to open
  • Free debit card (plus access to cash back at many stores)
  • Free ATM access
  • Part of the SUM Logo network (find a SUM ATM)
  • Free personalized checks (selected styles)
  • Competitive yield on eligible balances
  • Free Online account access
  • Free Bill Payer
  • No minimum monthly balances
  • Click here for our Fee Schedule
  • To open a NOW account, click here

Freedom NOW

Our top-of-the-line checking account yields higher dividends for higher balances. Same benefits as our NOW account, PLUS...

  • High-yield dividend for balances up to $100,000 (current rate)
  • Unlimited foreign ATM use (excluding surcharges)
  • ACH Payment option


  • $2,500 minimum balance
  • Direct Deposit of pay check or pension
  • Two Debit Card point-of-sale transactions per month
  • Click here for our Fee Schedule
  • To open a Freedom NOW account, click here

Member Privilege

An overdraft service offered to qualifying members who maintain a checking account in good standing.  A standard fee of $28 is charged each time Member Privilege limits are used.

Member Privilege is currently accessed through teller transactions, for clearing checks, ACH, ATM and debit transactions.  As of July 1, 2010 ATM and debit transactions will no longer access Member Privilege limits.  To continue to use your Member Privilege limit at ATMs or local retailers, please visit one of our branches to submit a written request.

 Please call us at 1-800-821-0160 or visit one of our locations for further details.

1. Members have 30 days to repay any overdraft
2. Freedom CU will not pay an overdraft for any account not in good standing
3. Freedom CU will pay an overdraft on any request from: Teller station, written check,
    debit card, ATM withdrawal ACH-auto debit, Freedom@Home or the Memberline
4. Click here for our Fee Schedule