The road to financial freedom can be short and sweet for those who plan and who follow a road map, or it can be a long and daunting path for those who fail to make a plan.
Take the first steps toward building your financial future by creating a road map to financial freedom, and designing a P.L.A.N. Let Jack Vadnais, CFP®, help you develop your investment plan.
Pay yourself first. Invest in a retirement plan through your work or any other kind of contributory plan.
Live within your means. Promise to pay off your credit card debt, the number one reason most individuals cannot get ahead. Paying just the minimum amount due at a high interest rate can take years to pay off.
Assure stability for your family. Write or update your will. Regardless of how little money you may have, a will ensures that whatever personal belongings or assets you may have will go to the beneficiaries you designate. If you have children, a will allows you to appoint a guardian for them in the event of your death.
Never stop learning. Write down your financial goals as your map to financial freedom. Working with a financial advisor can keep you informed of new investment opportunities available to you. Contact Jack to make an appointment today.
Jack Vadnais, CFP®
CUSO Financial Services, L.P.
at Freedom Credit Union
Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Freedom Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.