Disclosures

Share Account

There is a $25 minimum requirement to open the account and that minimum balance must be maintained to earn the advertised annual percentage yield. Fees may reduce earnings. Click here for our Fee Schedule.

Now Account

There is a $15 minimum requirement to open the account and a minimum balance requirement of $100 to earn the advertised annual percentage yield. Fees may reduce earnings. Click here for our Fee Schedule.

Freedom Now Account

APY=Annual Percentage Yield. The eligibility requirements for this account include having a minimum daily balance of $2,500 during the statement cycle, direct deposit of payroll or monthly pension during the statement cycle, and a minimum of two debit card point of sale (POS) transactions during the statement cycle. Use of your debit card at an ATM does not constitute a POS transaction. A rate of 0.40% APY is paid on balances of $0 to $100,000 and a rate of 0.20% APY is paid on the portion of the balance over $100,000.01. Therefore, the combined annual percentage yield depends on the balance in the account. For example, the annual percentage yield on $200,000 would be 0.30%. Fees imposed for not fulfilling the requirements of the product. Effective fees may reduce interest earned. Click here for our Fee Schedule.

Club Account

There are no minimum balance requirements to open the account or to earn the advertised annual percentage yield. Click here for our Fee Schedule.

Certificates

There is a $500 minimum requirement to open and a minimum balance requirement of $500 to earn the advertised annual percentage yield. A penalty will be imposed for early withdrawal. Fees may reduce earnings. Click here for our Fee Schedule.

Rate Information

The dividend rate and annual percentage yield may change at any time, as determined by the credit union Board of Directors.