Finding that right house, figuring out if you can afford it, moving and packing, selling your current home (which means cleaning it, too…) – when is anything about buying a new house easy? We can answer this question: When you come to Freedom to get your mortgage.
Whether you’re looking to buy a new home or refinance your current one, our mortgage professionals will help you every step of the way. Our great rates and low fees means more money goes to your new home. At your credit union, pre-qualifications are always free!
If you have a down payment of 5% or more and need a term anywhere up to 30 years, our flexible Conventional Mortgage may be just the right fit.
Freedom Credit Union can pre-qualify you prior to purchasing that new home. It is important to know the type of loan program you may qualify for and how much of an estimated mortgage you can afford before putting in an offer. Pre-qualification is only a preliminary decision, and not an approval. A Freedom Credit Union pre-qualification letter can give you the purchasing power and confidence you need when negotiating with realtors and sellers. Pre-qualify online today by clicking on “The Apply Now” button or call one of our loan originators to set up an appointment.
Freedom now participates in the ONE Mortgage Program and offers the ONE Mortgage to low- and moderate-income first-time homebuyers. A down payment of 3% or more is required, but Private Mortgage Insurance is not.
To learn more about the benefits of the ONE Mortgage or to apply, contact:
Can’t get a mortgage with a high-enough limit to cover the price of the home you’d like to buy? The Jumbo Mortgage is available on single-family home mortgages over $417,000, and may be the perfect solution to the problem at hand.
FHA loans offer lower down payments and are a good option for first-time homebuyers. The loans are insured through the Federal Housing Administration (FHA), which is part of the U.S. Department of Housing and Urban Development. For more information, contact:
Loans through the U.S. Department of Agriculture (USDA) can help rural homebuyers achieve their dreams of owning their home! USDA loans are also not limited to first-time homebuyers. For more information, contact:
Sometimes, time just passes – and it’s called life. The college education for your (not-so-little) kids that sky-rockets every year. The kitchen that hasn’t been cool since 1992. That dream vacation you planned to take 10 years ago. Perhaps it’s time to put the equity in your home to work for you.
Freedom’s very low-rate Home Equity Line of Credit offers you funds when you need them! Additional information:
Our Home Equity Loan was designed for members who want the security of a low, fixed rate, and a one-time disbursement of funds.
Have a much-needed remodel coming up? Freedom offers Home Improvement Loans for specific home improvement projects ranging from remodels to energy efficient additions. Rates are lower than Personal Loan rates!
We get it, it’s personal. Whether you need to make a purchase, have a daunting expense approaching, or want to consolidate those ugly high-interest loans – Freedom is here to provide you a personalized Personal Loan. Personal Loans are unsecured with amounts available up to $15,000, depending on income and credit.
Personal Lines of Credit are only available by application at any one of our branches. The maximum amount available on a Personal Line of Credit is $2,500 and must be attached to a Freedom Checking Account.
Whether it’s that 1965 Cadillac or the 2014 Prius V (is it a van or a sedan?), you’ll get the same great rate at Freedom! With 100% financing of the NADA retail value available, ZERO restrictions on the age of your vehicle, and repayment terms to suit your personalized needs - your credit union is here to offer you an Auto Loan catered to you!
Get pre-approved today before you go to the dealer to avoid hassle and time wasted.
Looking to refinance? If your payment with another lender is too high, let us see if we can help you.
Recreational Vehicle Loans
Freedom is here to help you buy anything that moves you, such as motorcycles, boats, and RVs. What does your next adventure call for?
Why does it seem like the cost to go to college goes up every year? According to FinAid (finaid.org), this is not a phenomenon because tuition rates increase at twice the general inflation rate – year after year. Freedom realizes that often, gaps will be left when federal loans, grants and other financial aid do not cover all of your education expenses – and a little extra help may be needed. An Education Loan from your credit union is here to save the day.
Looking to bump up your rewards, or maybe even your credit score? Freedom is here to bring you the credit card that truly works for you. Our partnership with Elan Financial Services has allowed us to bring you options when choosing your next credit card.