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Freedom Credit Union

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Glenn S. Welch| President and CEO

Glenn joined Freedom Credit Union in 2016 and has over 30 years of experience in the Financial Services industry. He was President and CEO of Hampden Bank from 2013-2015 before the Berkshire Bank acquisition and was employed at Hampden Bank for 17 years. Glenn is a graduate of Western New England University and earned his MBA from the University of Massachusetts. He is currently active on many boards throughout the Pioneer Valley, including HAP Housing, the Association for Community Living, the Business School Advisory Board at WNEU, Develop Springfield, and Springfield Business Leaders for Education.

 

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Louis “Jay” Scungio  | Senior Vice President and CFO 

Jay joined the credit union in 1999 as the CFO and currently oversees the Accounting, Facilities, Information Systems, and Vendor Management functions of the credit union. In 2004, he earned his MBA from Western New England College. Jay is a Board Member of the Big Brothers Big Sisters of Hampden County and the Country Club of Wilbraham.

 
 

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Patricia E. Carbee | Vice President, Enterprise Risk Management

Pat joined the credit union in 2012 and has over 30 years of experience in the Finance industry, including expertise in regulatory auditing, compliance auditing, lending and management. At Freedom, she oversees the Risk Management program, the Compliance Department, Loan Litigation matters, Business Continuity, and Auditing functions. Most recently, Pat was an Auditor with New England Credit Union Services, LLC for 12 years. She earned her Bachelor’s degree in Business Administration from Nichols College and graduated Cum Laude. Pat is a Board Member of the Springfield Boys and Girls Club and also serves on the club's Finance Committee.

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Kara B. Herman | Vice President, Retail Administration

Kara joined Freedom in 2007 and has over 25 years of banking and credit union experience. She oversees the administration of the credit union’s ten branches as well as the Marketing and Business Development departments. In 2013, she earned her Certified Credit Union Executive designation through the Credit Union National Association (CUNA). Kara has a bachelor’s degree from Westfield State College and is a certified trainer through the American Society for Training and Development. She is a Board Member of the Pioneer Valley Chapter of the Massachusetts Credit Union League.

 
 

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Cheryl L. Podgorski | Vice President, Operations

Cheryl joined the credit union in 2012 and has over 27 years of operations experience in both the Banking and Credit Union industries, having held several senior management positions throughout her career. Cheryl manages the credit union’s Operations Department including Deposit Services, Loan Servicing and Electronic Services. She earned her Master’s degree in Business Administration from Western New England College and holds a Six Sigma Green Belt certification. Cheryl is a past Certified Treasury Professional through the Association for Financial Professionals. She is a board member for the Bilingual Veterans Outreach Center in Springfield.

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Jeffrey M. Smith | Vice President and CLO 

Jeff joined the credit union in 2013 and manages the Commercial, Mortgage and Consumer Lending functions of the credit union. He has over 30 years of lending experience in the Financial Services industry and has held several senior management positions throughout his career, including his most recent position as Vice President at Florence Savings Bank. Jeff earned his MBA in Finance from Western New England University. He is currently President of the Northampton Rotary Club and is a member of the Realtor Association of Pioneer Valley. Since 1994, Jeff has been an instructor for the Center for Financial Training teaching courses on subjects such as real estate finance, marketing, accounting and analyzing financial statements.