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Freedom Credit Union


Investment Services

Available through CUSO Financial Services, L.P.

Investment Planning

Why not keep it local? Working with an investment professional who works at your credit union is both easy and convenient, and he can meet with you at your local branch when you need him. Jack Vadnais, a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and CFS* Financial Advisor, has been helping the citizens of Western Mass focus on goal-based financial planning since 1998. He has been serving Freedom members since 2010. 

Jack’s CFP® certification means that he successfully passed the CFP® exam and is knowledgeable in the financial planning process. Jack holds a bachelor’s degree in History from Bridgewater State College, and also completed a two-year stint in the U.S. Navy. Jack holds his series 7, 63, 66 and 24 licenses. Jack is securities-licensed in CA, CT, FL, MD, MA, RI, SC, and VA. Additionally, Jack is a licensed insurance agent - he holds the Massachusetts Life, Accident, and Health Insurance licenses. 

Jack carefully gets to know Freedom members by understanding their full financial picture. Whether you have forty years until retirement or you’re currently retired, there’s never a wrong time to seek advice from a professional and start planning. Personal consultations are complimentary and enable Jack to build tailor-made plans crafted to your specific needs and situations. 

Jack is truly a local; he was born and raised in Western Massachusetts, and currently lives in Feeding Hills with his wife Catherine and two children.

Check the background of CUSO Financial Services on FINRA’s BrokerCheck.
Check the background of Jack Vadnais on FINRA’s BrokerCheck.

View seminar schedule

Planning Services

Financial Planning

  • Income Strategy
  • Mutual Funds, Stocks and Bonds
  • Tax-deferred Annuities
  • College Savings Plans
  • Custodial Accounts
  • 401K and Deferred Comp Rollovers**
  • Portfolio Review
  • U.S. Government Securities


  • Long-Term Care Insurance
  • Disability Income Insurance
  • Life Insurance

Retirement Planning

  • Investment strategies
  • Risk Assessment
  • Asset Allocation Models
  • Understanding the current Market

Education Planning

  • 529 Plans
  • Coverdell Education Savings Accounts
  • UFMA & UTMA Custodial Accounts for Minors

Estate Planning

  • Asset valuation
  • Wealth Transfer
  • Life Insurance
  • Long-term Care

Business Planning

  • Corporate Retirement Plans
  • Small Business Retirement Plans

Contact an Advisor

Your future is yours; plan today to make the most of it. 

Jack is here to help Freedom members design a P.L.A.N., where you:

Pay yourself first.

Live within your means.

Assure stability for your loved ones.

Never stop learning. 

Contact Jack Today

Jack Vadnais, CFP®
Financial Advisor
CUSO Financial Services, L.P. 
at Freedom Credit Union 

Office:  (413) 505-5724
Cell:      (413) 575-5483


*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Freedom Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

**Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA, an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions, and possession of employer stock.

Informational Seminar

There are no seminars scheduled at this time.


Contact an Advisor today

Jack Vadnais, CFP®
Financial Advisor
CUSO Financial Services, L.P. 
at Freedom Credit Union 

Office:  (413) 505-5724
Cell:      (413) 575-5483