Business Deposits

All rates below effective as of 09/04/2020.

Business Savings Account Rates

ProductDividend RateAnnual Percentage Yield
Business Share Account0.05%0.05%

Business Dividend Checking Account Rates

Minimum Balance to Earn APYDividend RateAnnual Percentage Yield
$5–$24,999.990.24%0.25%
$25,000–$49,999.990.29%0.30%
$50,000–$74,999.990.34%0.35%
$75,000 and above0.39% 0.40%

Business Money Market Account Rates

Minimum Balance to Earn APYDividend RateAnnual Percentage Yield
$5–$10,0000.09%0.10%
$10,000.01–$50,0000.24%0.25%
$50,000.01–$100,000 0.34%0.35%
$100,000.01 and above0.49% 0.50%

Disclosures

Business Share Account

There is a $5 minimum balance requirement to open the account and that minimum balance must be maintained to earn the advertised annual percentage yield. Effective fees may reduce dividend earned. See Business Fee Schedule.

Business Dividend Checking Account

There is a $5 minimum balance requirement to open the account and that minimum balance must be maintained to earn the advertised annual percentage yield. Effective fees may reduce dividend earned. See Business Fee Schedule.

Business Money Market Account

  • There is a $10,000 minimum balance requirement to open the account, and a minimum balance of $5 must be maintained to earn the advertised annual percentage yield.
  • There is a $25 monthly fee for this account. To avoid the monthly fee, a minimum daily balance of $10,000 is required. The monthly fee may also be waived if the business has commercial loan relationship(s) totaling $25,000 or more. See Business Fee Schedule.

Rate Information

The dividend rate and annual percentage yield may change at any time, as determined by the credit union Board of Directors.

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